Phil is the President of Sawyer & Associates Financial Services Ltd. He began his career in the financial industry in 1983, right after graduating from Laurentian University with a degree in Economics. Immediately upon graduation, Phil began what would become a very successful career as one of the top sales associates with Sun Life Financial in Canada. In 1996, Phil earned the Certified Financial Planner (CFP) designation and has continued to guide his clients through retirement and estate planning issues. Phil now specializes in retirement planning, doing an extensive analysis of the client’s current situation and projecting their retirement needs and abilities as they prepare for retirement. Phil is an independent Financial Advisor, offering Life Insurance products through most major insurance companies. . IPC Investment Corporation is our mutual fund dealership and this relationship allows Phil to represent almost every Mutual Fund company in Canada and a number of banking relationships. Phil and his team strive to find the right product to suit each of his client’s individual needs. Recently Phil successfully achieved the Certified Executor Advisor (CEA) designation. This new designation allows him to work with executors and guide them through the orderly disposition of an estate, helping executors navigate the complicated financial, legal and taxation issues they will encounter. More importantly it allows him to look into a client’s situation and determine if there are estate obstacles that should be dealt with before someone passes away. Over the past 30 years, Phil's commitment to creating a superior financial planning experience for his clients has been evident by the growth in his knowledge and practice as a Certified Financial Planner and by the quality of the people he has chosen to represent his company. Phil’s daughter Karen joined Sawyer and Associates Financial Services Ltd. and Investment Planning Counsel in 2010 and works with all clients. Together Phil and Karen offer Estate and Retirement planning along with Personal Financial Planning and are assisted by a dedicated team of highly qualified, registered assistants, Debbie Paguandas, Bonita Rams, as well as Phil’s wife Lise Sawyer. The team works together to provide timely and accurate planning advice necessary to meet the client’s needs and expectations within a successful practice. Honesty and high ethical standards have guided Phil throughout his career. This standard has helped set him and his team as one of the top Financial Offices in Sudbury. Phil is very active in the financial industry and is a member of the National Advisory Board with Investment Planning Counsel. He has been happily married to his wife Lise for over 30 years, and they have two children, Cathy and Karen. Phil and his wife enjoy travelling, golf and boating on Georgian Bay on their boat named "Current Sea".